The Opay app is amazing as It provides one of the best wallet services compared to its counterparts out there.
If you are looking to download the Opay app, then you’ve clicked on the right link as we give steps on how you can download Opay apk on your device.
Meanwhile, Opay is an online platform that carries out services such as payment, transportation, food & grocery delivery, and others to meet the everyday needs of their customers.
Many people use this wallet service for their daily service as it provides a means for them to send, receive and make payments easily.
They have their values focused on combining human excellence and expertise with technology. The platform is managed by Opay Digital Service limited and has authority from the central bank to carry out its operations.
The company only started in 2016 but has had its tenant in all the 36 States in Nigeria.
Some features in the platform include- making an order for food, access to wealth investment, funding your betting account, access to leads, access to OKash, using QR (code scanning method) for transferring and receiving funds, subscription to Pay TV, purchase of airtime and internet subscription, and many others
How to Download Opay Apk
To get the Opay app on your device follow these easy steps
1. On Android
Step 1: Open the Playstore app on your Andriod device
Step 2: Click the search tab at the top of your screen
Step 3: type “Opay” and choose from the options
Step4: Click Install to download the app
Once complete go back to your home screen and the app will be displayed there.
2. On iOS
Step 1: Open the Appstore on your device
Step 2: Switch to the search tab
Step 3: search on the word “Opay” and select from the list of options available to you
Step 4: Tap on download
Step 5: confirm with your face ID or fingerprint to proceed
Once completed go back to your home screen and the app will be displayed there.
How to Open an Opay Account
After installing the Opay app on your mobile, you can open an account with opay. To open an account you will need some of your vital information for verification such as your National identification number, and your phone number follow these easy steps.
Step 1: Launch the app on your phone and you’ll be required to input your country.
Step 2: Type in your phone number in the required tab, and click the next tab
Step 3: create your new six-digit pin for your account
Step 4: Confirm your pin, by typing it again in the required field
Step 5: Type your personal information such as your name and email address on the required spaces.
Verifying your Opay account
After opening your account you will be required to verify your account to use it effectively. Follow these simple steps to verify your email address
Step 1: Click on Verify email on the home page of your Opay account
Step 2: You will be sent a mail to the email you used in verifying your account
Step 3: Open the mail and click on the link to verify your email
Step 4: Once you’ve clicked on the link your account will be verified.
Step 5: Head to your account and log in by providing your email and password.
Funding your Opay Account
After verifying your account, the next step will be to fund it. Follow these easy steps to fund your Opay account.
With Bank Cards
Step 1: Go to your dashboard and click on the add money icon at the top of your screen
Step 2: Choose “Add New Payment Options” from the list available to you
Step 3: Tap on the card icon
Step 4: Type in your card details on the required tabs (your CVV is the three-digit number at the back of your card) and click on submit
Step 5: You will be required to type in the OTP sent to your number registered with the bank account.
Once completed your opay account will be credited with the amount debited from your bank.
With Your Bank app
To use this method, you will require your Opay account number. Your Opay account number is the number you used in opening your account but the first number will be omitted. That is if your phone number is 08023245678, then your account number is 8023245678. Follow these easy steps to use your bank app.
Step 1: Open your online banking app on your phone
Step 2: Type your Opay account number as the recipient account number
Step 3: Select Paycom or Opay as the recipient bank
Step 4: Type in the amount you want to deposit and send
Once the transfer is completed your opay account will be funded.
Opay USSD withdrawal
After setting up your account and completing your phone number and email verification you can now have access to the USSD withdrawal, which is one of the ways to make a withdrawal in Opay without your credit card or an internet connection. All you have to do is visit any Opay merchant and follow the steps mentioned below to make your withdrawal.
Limits for the Opay Withdrawals
As we know all banks and wallet services all have withdrawal limits. The opay transaction limits are as follows
- The cumulative daily limit is N200000 and depends on the customer’s bank the service usually attracts a fee of N50
- The transaction can only be carried out with the number registered with the bank account of the customer
How to Make Opay Withdrawals With USSD
To make withdrawals through Opay using this method follow these easy steps.
Step 1: Go to any Opay merchant that is close to you to make your withdrawal
Step 2: The Opay merchant will choose the USSD method of withdrawal and input the amount you want to withdraw
Step 3: You will dial your bank’s POS USSD code for transactions,
Step 4: input your four-digit pin to confirm your transaction
Step 5: You will get debited with your withdrawal amount
Step 6: when the Opay merchant confirms the transaction you will be paid your withdrawal amount.
This article has provided a comprehensive guide on how to get the Opay app on your phone. It also provides steps on how to set up the app on your device. Feel free to use this article as a guide. Do share this post with your friends and family.